The NTUC Income PA Guard is a personal accident insurance plan that covers you for injury or in the unfortunate event of you passing away due to an accident while the plan is in effect. It also allows you to boost your coverage with disability income and hospital income payouts – making your policy even more comprehensive. But is it any good? Here’s our review of the NTUC Income PA Guard: My Review of the NTUC Income PA Guard The NTUC Income PA Guard is a pretty decent personal accident insurance that offers you a worry-free solution to embrace life’s adventures by protecting you from unexpected accidents. It’s flexible, allowing you to choose a coverage plan in line with your lifestyle and offers optional benefits to maintain your standard of living and cover hospitalisation expenses. It also covers you against accidental Death or Permanent Disability as a result of injuries.