2023 Returns: 28.66% (After a miracle run in 2022, 2023 is also another miracle run ) For Folks Interested in XIRR Year End Thoughts When i look at my results in 2023, it is definitely good. However if i were to describe it like a football match, it would be like scoring 7 goals in the 1st half and letting in 2 goals in the 2nd half to finish the match with a 7-2 victory. While it definitely is a win and a big one, i would have to develop more tactics for upcoming matches as it is not every match where scoring 7 goals is possible. While things have been smooth running for a few years, there is always a need to be conscious of what i can do and what can go wrong as well as knowing that what you might not know that might go wrong. Things can always go wrong at any point of time and that is just the harsh fact of life....