Its been awhile since I last did my year end reflections and the last two I did were in 2017 (birth of my second child) and 2021 (pandemic period). While I was reading my past reflections, I realized that my family had came a long way though the years with the various challenges and breakthroughs we had as a family on our Financial Independence and Minimalism journey. Our thinking, goals and priorities changed quite a bit along the way. So going forward, this reflection post will be a yearly affair so that we could review, appreciate and be grateful about our progress over the years.

As 2023 draws to an end and as we welcome the New Year, I thought it would be good to consolidate some of my thoughts for the year, and some of the key takeaways that we could bring