I was reviewing how I was feeling last year at around the same time and found that I was pretty pessimistic about 2023, and I was essentially correct about how the year unfolded. Things will look terrible until we get a clear signal that interest rates will stop rising. After that, things will look much better. I will leave the details to a Dr Wealth article which I completed that summarises the performance of both my ERM and AWP portfolios.

2024 will be a lot sunnier than 2023 for investors. But for me, getting thyroid eye disease would mean changing my priorities for 2024 - basically, no new initiatives unless my eyes get better. 

So, instead of listing my resolutions, I will list the stuff I would have loved to do next year, but I should hold back until I feel better.

These are