Warning: Photo intensive post 2023 has been very kind and generous to me. In almost all aspects of life. I really can’t complain. It’s like 1 of the most fulfilling, fun, smooth sailing years that I can remember in recent times. Worked hard, played even harder. Accumulated successes and memories, added to both knowledge and experience, grown smarter, sharper, wiser. Everything really just went well. I would’ve no issue with every year being like this for the rest of my life. FULL YEAR 2023: SPY: +26.19% VT: +22.02% STI: -0.34% TTF: +33.81% SINCE INCEPTION (FEB 2020), ANNUALIZED: SPY: +12.33% VT: +9.03% STI: +0.70% TTF: +23.23% Note: Returns are MWRs, all figures in USD TTF’s NAV: USD 3,229,649.69 Deposits/Withdrawals: USD 1,994,226.86 Net capital gains since inception: USD 1,235,422.83 For reference, the last fund report: Since TTF was incorporated in Feb 2020, this means that TTF has enjoyed a nett gain of USD 1,235,422.83 over a period of 46 months of investment activity, which works out to be USD 26,857.02 every month, or approximately SGD 35.5k per month from...