Photo credit: POSB/Facebook 6 years ago, I wrote a pensive blog post on what shaped my values on personal finance which revealed the divergent values towards money that my parents hold. Growing up, I was determined to take charge of my own financial future once I started earning my first pay cheque. As such, I began to take a keen interest in retirement planning and would attend free seminars during my free time. Friends often asked what inspired me to start my retirement planning at a super young age of 25 and I would respond that I attribute this realisation to a specific incident during my adolescence. UPDATING MY MOTHER’S BANK BOOK I vividly recall an episode when my mum assigned me the task of running an errand in the neighbourhood – to update her bank book. She would have an annual routine of checking her bank balances as Internet banking wasn’t as widespread during that time....