2023 marks the 8th year since the birth of this blog, and the first year of life of my baby girl. Life is different when two becomes three. Life seems to be more… colourful. And yet, exhausting – and yet, satisfying – all at the same time. Am I making any sense? Could be the lack of sleep typing out these words… Hahaha… So how is Miss Niao doing after 8 years of being niao? For starters, I managed to get the stock portfolio back up to a 6 digit figure. I ended 2023 with an overall XIRR of 7.39%. I’ve slowly gravitated back to the SGX with quite a number of high yielded dividend stocks on hand, though it is worth noting that I didn’t buy them because they were dividend stocks at first. With a long holding power, some of my stocks have returned me 4-6% of dividend yield. It was only during the yearly 2023 review that I’ve realized the total...