Hi there Happy 2024 in advance! I have been a silent reader trying to gain bits and pieces of property $ wisdom from your blog (unfortunately I’m still struggling to make sense). So I wanted to seek advice on our situation. 2024:

• We are DINK.
• Hub, annual income $140-150k
• Wife, annual income $150k
• Hub’s income is stable. Wife may have job stability issue, might also face difficulty getting similar income job.
• Owns 4-room BTO in mature estate costing close to 600K and can sell in 2024. Unfortunately, we are about to fully pay off the house – yes, stupid move – just within 5 years. Hope to be able to sell it above $900k or even the magic $1m.

We wish to cash out from our BTO and buy a condo for own stay. Second investment property will be depending on wife job stability and income. I guess we have no choice but to go with resale condo for own stay because...