I realised that my SRS porfolio has surpassed S$150k today! This is upon tallying the cash balance and the market values of the stocks in my SRS as I have started contributing funds to my SRS in the past weeks. I opened my SRS account with OCBC in Dec 2016 after more than 5 years of working. My SRS portfolio has grown slowly and steadily from $0 over the past 7 years to $150,608.69 now. I decided to analyse my SRS portfolio which was neglected largely as I believe this is a vault which can only be activated after 62 years old or upon retirement. In my net worth tracking, I conservatively account my SRS component as cumulative amount of funds contributed over the past. This amounts to $124,664.43 now. Hence, my gains are almost $26k or 20% over 7 years from capital gains and dividends collected. This translate into a modest 2.7% annualised rate of return. With the benefit of hindsight, I believe that...