Recently, I blogged about how the CPF SA would vanish once we turn 55 from 2025. This was, of course, announced during Budget 2024. Many people have thought of using the CPF SA as one of the ways to generate passive income in retirement. That is now out the window. We would be left with the CPF RA which we can choose to top up to the ERS which is going to be 4x the BRS instead of 3x the BRS. We would still have the OA but that attracts only 2.5% p.a. and not 4.0% p.a. That 1.5% p.a. difference is a big deal for some people. Imagine a $200,000 sum would see a difference of $3,000 which could cover a month's worth of expenses for some retirees. So, how are we going to make up for the shortfall? For as long as I have been blogging and longer than that, if I were to consider my pre-blogging days, I have said that CPF...