The latest Singapore Savings Bond (SSB) offers a 1-year return of 2.95% and 10-year average return of 3.04%. We analyse how it compares against T-bills and fixed deposits. What happened? It’s been awhile since the Beansprout community was excited about the Singapore Savings Bond (SSB). The latest SSB (SBAPR24 GX24040Z) offers a 1-year interest rate of 2.95%, and a 10-year average interest rate of 3.04%. Like the yield on the Singapore T-bill, the interest rate on the SSB has gone up compared to the previous issuance.  Let us examine if it might be worthwhile applying for the latest issuance of the SSB. Source: MAS Is it worth applying for the latest Singapore Savings Bonds (SSBs)? #1 – 1 year and 10 year interest rate higher than previous issuance The 1-year interest rate on the latest SSB has risen to 2.95% from 2.74% in the previous issuance (SBJUL23 GX23070H) The average 10-year return has also gone up to 3.04% from 2.88% in the previous issuance Source: MAS...