With the T-bill yield remaining high, we find out if the 10-year average return on the next SSB may stay above 3% in our latest SSB interest rate projection. This article was first published on 23 March 2024. What happened? There has been more discussion on the Singapore Savings Bond (SSB) in the Beansprout community recently. After all, the 10-year average return on the latest SSB (SBAPR24 GX24040Z) has rebounded to 3.04%. Compared to the T-bills and fixed deposits, the SSB allows us to lock in the interest rate for an extended duration of up to 10 years, while retaining the flexibility to redeem anytime. With the rebound in the yield in the 6-month Singapore T-bill, many investors are wondering if we will see a further increase in interest rate for the next SSB. This may help us to decide if we should subscribe to the current SSB or wait for the next one. Let us look at the latest SSB interest rate...