Mar2024 Dividend/Interest received from my investment and retirement account is about SGD $10516. Q1 total dividend is 26,184 compare to 21k in 2023Q1.This is an increase of 24% despite headwind from lower REIT DPU.  Dividend and interest income were collected from more than 30 over counters and ETFs in March. YTD portfolio performance improved to 0.78% and 2.04% if dividend is included. Trade in Mar There is very little action as I only added Nikko S-Reit ETF. I did some balancing to replace some HK counters with China SOE but added the unrealized loss to the cost of the new counter. This is just easier for me to assess the overall HKSE portfolio performance.  I feel that HK related real estate counters especially those with high retail rental asset are facing structural change like US office reits and will not recover in near term.  2017 to 2024 Monthly Dividend/Interest earned...