Planting the Seeds of Saving Early

Financial literacy was not a prominent theme in my childhood. However, my parents instilled in me the value of hard work and responsible spending. This naturally translated into a cautious approach towards money when I started working odd jobs in my teenage years and earned CPF contributions. While my peers might have prioritized the latest gadgets or trendy clothes, I opted to channel a significant portion of my salary into my CPF account. Looking back, this initial focus on saving was the foundation upon which my CPF balance grew.