With the recent spike in inflation, the possibility of multiple rate cuts in 2024 has dropped significantly. From an initial forecast of 3 to 6 cuts of 25bps each, we might only see 2 to 3 cuts. With rate cuts, this means the risk-free rate will be impacted as well, which will impact fixed-income investments as they are linked. As such, risk-averse investors should start capitalizing on high-yield fixed-income investment alternatives before the yield drops further. In Singapore, apart from the traditional Fixed Deposits offered by banks, we have government bonds such as the Singapore Savings Bond (SSB) and Treasury Bills (T-Bills). We also have money market funds that are offered by brokers but we will be taking that out of the comparison as the returns are not guaranteed. Without further delay, let’s dive in and find out which fixed-income investment is generating the best yield in Singapore. If you want to maximize profits in 2024 and prepare your portfolio for any...