No surprises. Do well as usual. Operation data excellent. High cash level helps to boost their fixed returns which is quite substantial. Their total return in my perception typically lower than banks but strong stable returns. A good diversification from portfolio heavy in other sectors. A boring and steady company. Foreign Operation This is something like the growth engine of the company. Which may spring surprises one day. They are very careful on the expansion not to derail the company profitability. Dividend Continue to grow. Annulised 4.13%. ( Local banks currently range between 5.5%~6.5% range ) It has the basic essential attribute and can do ok in poor economic situation. Cory Diary 2024-05-01...