With the end of 2024Q2, we are now approaching the start of a new quarter. From an interest rate point of view, feelings have been mixed given the conflicting economic data. The recent Federal Reserve decision on 12 June 2024 was to maintain interest rates with only 1 potential interest rate cut for 2024. This was a decrease from the multiple rate cuts that were expected in the earlier few months of 2024. Website: Fed holds rates steady, indicates only one cut coming this year The interest rates have been between 5.25% and 5.50% since 26 July 2023. While there is still a possibility for long-term interest rates to see decreases over the next few months, market watchers are now waiting for the Federal Reserve to show a pivot, which will indicate their commitment and direction they want to take. Photo source: scales-of-justice-tilting Singapore Savings Bond Investors should plan to look at the longer-term yields. I am using the Singapore Savings Bond yield below for my benchmark....