I am going to cover some of these insurance retirement plans, since I have the resources to do so.

I am doing this in order to let readers see it from my perspective.

This is so that, if you met up with an adviser and this is put in front of you, you got another way of looking at it.

Since I written a whole section on retirement planning & financial independence, it does make sense for me to view these plans, putting those considerations in mind.

AXA Retire Happy Plus belongs to a class of limited payout retirement plans.

However, specific for AXA Retire Happy Plus, there is an option to accept payout over the lifetime (till age 99 years)

The general idea is:

1. they are an accumulating plan then during a predefined age, it starts paying out cash flow till the assured passed away or when the ...