From October 1st 2015 onwards the Frank Card benefits will be revised. To view the full terms and conditions click here The most jarring addition is the new additional requirement of $400 offline spending. Which means to be eligible for the 6% online rebate, you not only need to spend $500 online, but you need an additional $400 offline spending now to be entitled to it! They added additional rebates like 5% Friday to Sunday for cafe, cinema, bar and entertainment, 3% rebate for the same thing but on Monday to Thursday. Which is pretty subjective and doesn't cover alot of spending situations. Another jarring modification is the 6% rebate for the first two flashpay atu for mrt/train that we use to enjoy, will now be modified to 3%. Spending outside of these stipulations will be given only a 0.3% rebate. Looks like the new revised benefits are pretty ......