Most of my foreign investment are bonds , reits & preferred stocks.These investments have quarterly, monthly and semi-annual payout depending on the investment instruments. Therefore, it is quite easy to work out my estimated dividend and interest payouts every month throughout the whole year. As I am planning for my retirement soon, I would like to know my projected monthly income. This is like having a regular paycheck from your regular job. Once we have some kind of assurance of our payout, we can plan our expense around what we received and not overspend during our retirement. It takes me about 5 years to build an overseas investment portfolio that enable me to ladder my payout to suit my retirement planning. Laddered is a strategy that attempts to minimize risks associated with fixed-income securities while managing cash flows for the individual investor. Specifically, a bond ladder — which attempts to match cash flows with the demand for cash — is a multi-maturity investment...