Investing in simple and effective portfolios means you spend more time doing the things you love, that’s why I like VWRA (Vanguard FTSE All-World UCITS ETF). VWRA is domiciled in Ireland and invests in a globally diversified portfolio of 3,900 holdings in 50 countries, covering more than 95% of the investable market population. If you want a passive, set and forget investment, it’s hard to go wrong with this – but don’t expect any market-beating returns. However, there are some drawbacks about investing in VWRA. It’s listed on the London Stock Exchange, which some brokers might not support. There are also no easy ways to dollar cost average into the fund, unlike VT which can be set up as a regular savings plan on FSM One. VT is usually considered as one alternative to VWRA to get broad market exposure that’s globally diversified. VT and why it might not be so good either VT (Vanguard Total World Stock Index Fund ETF) is the US-domiciled fund that track...