Imagine working hard to save and invest money for your future financial freedom. With each penny saved, you’re one step closer to your dream. However, there’s one factor that often gets overlooked by most people – investment fees. These fees may seem small, but over many years, they can really add up and eat away at your investment returns. Investment fees come in different forms – management fees paid to fund managers, operating expenses for mutual funds and ETFs, and transaction costs for buying and selling. While these fees don’t seem like much on their own, they steadily chip away at your hard-earned savings over decades. Understanding investment fees is crucial for making smart investing decisions. Each fee takes a little bite out of your returns, slowly diminishing what you’ve worked so hard for. The different fee structures can initially seem complicated, but knowing them allows you to maximise your...