I’d be the first to confess that I don't like spring-cleaning, but I simply love how it makes me feel after that.  Chinese New Year means it’s time to start putting our physical house in order. But don’t forget our financial house too. Here, I’ve listed down 8 (read "huat") easy steps to organise your finances and prepare you for a better year ahead.  Some of the steps are so simple that you can do them in 5 five minutes on your mobile phone, while still munching on pineapple tarts. It’s also an excellent way to “act busy” if you need a way to ward off nosy CNY questions... So, let’s get started: 1)  Track those expenses Download an expense tracking app and use it!  I have been using Monefy for over a year and it works like a charm.  Simply set ......