When 5.05 pm hits yesterday, STI ended lower at 3209.56 which is sweet and bitter. What this mean is STI has performed 11.4% increase ytd excluding dividend. Is a little bitter because if you look at the chart below STI Index is one of my larger position. Interestingly my XIRR excluding "Fixed Income" hits 12% finally beating STI if we exclude dividends. No prize for my next milestone. There is no fresh fund injection since last withdrawal in April. I do not foresee funding injection till end of year. Trading has been curbed some. However as I may have stated previously, a goal for my dividends to cover all of my monthly loans will be a nice target to hit. Is already Sept and it will be nice if I have a concrete plan into next year strategy. Things in my minds.

• What stocks may run up ?
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