With the last company on my watchlist reporting its quarterly results yesterday, I can wind up my dividend collection for the year already.

I have managed to hit 6% yield from my portfolio. This outperforms my expectation of a 5% yield, with the help of some margin trading.

While I am happy with this, the sharp decline in the capital value of my holdings of late means that if nothing change from now to end of the year, I will be looking at a loss of ~ 6%. It is extremely painful to know that after a year of hard work, I actually lost money from my investment. Theoretically, I would have been better off putting all my money in a bank or fixed deposit.

I am disappointed but not disheartened.

As long as I keep my faith in the companies I invested, it will continue to provide passive income