When I was rather inexperience in this investing stuff, there is a fear that if you invest a large amount of money, and the market goes down by a large amount, it will seriously mess me up. And it did happen during the financial crisis. It is a signed that as a wealth builder, questionnaires are not really the best determinants of how much risk a person can take. There is a misunderstanding about risk. It is not whether you can take a larger amount of risk or that I can take less risk. Risk is deviation from an outcome. If we both cross the road, the risk is we get knocked down by a car. Both of us DOESN’T WANT that outcome. Its not as if you have a higher tolerance of it. It is that we both may have different understanding of it. I may be well informed ......