More and more people these days know that savings are no longer sufficient to build wealth or ensure one’s retirement as the very savings in their bank accounts get eroded by high inflation rates. That is why an increasing number of Singaporeans are getting themselves equipped with learning how to invest in stocks and the SGX’s campaign of promoting investing among retail investors is a way forward that should be welcome by retail investors. Among some of the measures introduced by SGX in this direction is the reduction of lot size of blue-chip stocks to reduce the high-cost entry for investing in these stocks. However, sometimes, I wonder whether learning how to invest in stocks is a good thing for retail investors than keeping their monies in the banks. My thinking really stemmed from the fact that more often than not, it is not easy for retail investors to profit ......