There are some risk considerations that we should be aware of when we are spending down our assets. The majority of the folks are at a stage where they focus on wealth accumulation, but, what I realize is that the considerations when you reach the stage of withdrawing part of your wealth from your wealth assets are very different.
Due to the failure to understand this, it may cause serious impact into your retirement or financial independence plan. In this article, we try to define what is sequence of return risk and its impact to your plan or considerations that you need to put in place due to this risk.