By Gary Tay • December 16, 2012
Earlier this year, DP Credit Bureau, Singapore’s consumer credit bureau and an Experian company, revealed new insight into Singaporean consumer...
By Gary Tay • December 1, 2012
(The following is based on a real life event)
Eugene (not his real name) is a 26 year old male Singaporean. He holds a 9-5 job and earns $2,500 a...
By Gary Tay • November 24, 2012
A recent survey conducted by Gallup concluded that Singaporeans ranks as the most emotionless society in the world. Participants were asked whether...
By Gary Tay • November 11, 2012
Retirement is often pictured as golden period where one enjoy the fruits of decades of hard work. To some, it could be having a stress free life and...
By Gary Tay • November 3, 2012
I have just completed reading the book Risk Intelligence by Prof. Dylan Evans and have found it to be an interesting read. The central theme...
By Gary Tay • January 25, 2012
Life insurance is something very close to my heart. It was one of the first financial products I marketed since I joined a local bank as a financial...
By Gary Tay • December 11, 2011
Financial planners have a bad name in Singapore. For many, the mere mention of them often bring back memories of aggressive insurance salespeople...
By Gary Tay • December 1, 2011
Many of my clients who often compared life insurance purchase to gambling. Their rationale is that by paying premiums to cover an insured event, we...
By Gary Tay • November 27, 2011
This is a topic particularly close to my heart as I also consider myself a young person. Like any Kiasu Singaporean, I have always been interested...
By Gary Tay • November 7, 2011
Statistics regarding the financial well being of Singaporeans are depressing. In a recent survey published by HSBC in 2011 (The future of...
