As I was helping with my client’s death claim recently, I got to recap on some of the issues arising from CPF monies on death. I was surprised that many people had so many different versions on how CPF monies are distributed upon death. The common misconceptions are: CPF monies will only transfer to beneficiaries CPF accounts, Medisave monies cannot be withdrawn, CPF monies goes back to government, CPF monies are equally shared between Parents and Spouse regardless with Children or not…

If valid CPF Nomination was made prior death
* CPF Board will invite the beneficiaries to come forward to file a Claim. Monies need not go to Public Trustee…
The following will be distributed to your nominees in the proportion as stated in your nomination upon your death:
(a) Savings in the Ordinary, Special, Medisave and Retirement Accounts;
(b) Discounted SingTel (ST) shares.

The following are not covered by CPF Nomination and will ...