Recently, I have been doing a lot of reflections. Something nasty happened to me and set me thinking whether I should continue blogging. When I started this blog three years ago, my intention was to chronicle my investment journey and captured the important lessons learned. I hope to document down these lessons, not only to serve as a reminder not to commit the same mistakes again, but also to share with my readers my investment journey. It was never my intention to offer any form of investment advice nor to induce anyone to buy financial products. I feel that it is important to make this clear to all my readers that I am not a financial adviser offering investment advice nor am I a full-time blogger who blog for a living. I have a day-time job and I blog as a hobby. Apparently, someone misconstrued my intention and claimed in ......