My Passive Investing Portfolio

Both my cash and CPF are invested into passively managed portfolio using Permanent Portfolio strategy. I am able to justify investing with passive portfolio because i have studied this strategy in depth, though about the potential good and bad points, and conclude the risk reward of this portfolio is suitable for my investment aim: preserve capital, reasonable growth, no need for market timng, stock picking and company research, and no need for constant monitoring. The final aim is to grow my investments into the millions to secure my retirement. Having financial security and independence along the way will be nice too.

My CPF portfolio is 30% STI ETF, 30% 30-year S’pore Govt. Bond, 30% CPF Cash, 10% Gold ETF, to be rebalanced yearly – all bought at once using multiple brokerage in April this year. Total returns including cash interest, for last 6 months, is about ...