One aspect of life I realize that is different between US young adults that came out to work versus that of Singaporeans who just came out is the level of difficulty facing them. The level of student loans faced by the average young adults for college and university look so much higher. Granted you have to compare like for like, and Singapore young adults have an advantage because NUS, NTU and SMU university school fees are subsidized. Still, the young adults that I work with are immediately going for public housing in Singapore after only a few years out of work. They are not financial ready for it. The difference I feel is that property have not burst yet. It is a cultural thing in Singapore that property is the way to go and it will always appreciate in value. They have seen their parents and uncles make a pile ......