Some time back, Skipper, someone I first got to know in the infamous cbox over at Bully the Bear, very graciously made me a promise to do a guest blog to share his thoughts on his retirement and what he thinks is sufficient for him in terms of money needed. True to his word, here is the blog:  

• What is written should not be construed as advice but merely the planning and thoughts of an individual who has stopped full time employment.

• To stop full time employment, you must not have any outstanding debts such as mortgages for your dwelling or any other item you cannot pay off immediately should the need arise.

• You do not have any dependants or children who are not earning their own living.

• You are of reasonably good health without any major dependency on long term expensive medical treatment.

• You own the dwelling you are ...

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