Bully the Bear talks about finally being able to see a non-negative number for his March budgeting. I thought that is  an interesting share. This rule comes from the famous budgeting software called You Need a Budget. Not many said a bad word about it. I find that it lets a person be responsible of every dollar he owns. If no one explains budgeting to you, the first thought would be to budget what you earn this month. We some how find that it’s a bit like putting the cart in front of the horse. Well, not always, its rather like in project management where you forecast each item in the future how much it cost per unit and get the budget for it. YNAB’s take is to spend last month income this month. I know you guys probably don’t have something to do envelope budgeting, so you  might want ......