When comes to stock investment, one of the key element is the size of your investment i.e. the capital that you've invested. Example, for an annual returns of say 8% (which is considered very attractive) and you only invested with say $2,000, the actual returns in actual quantum is only $160 per year. However, if you've invested say $20,000, the actual returns is $1,600 per year (before taking into consideration of the compounding effect if you were to reinvested the earnings).

Of course, I know I am talking nonsense and saying the obvious (who doesn't know right?). My real intention is actually try to do a quick survey on how do you folks build up your invest-able capital (i.e. your War Chest)? I come to aware that there are quite a number of young chaps (in their 20s) able to save up to hundred of thousands just for investment purpose. Kudos to them!

So, to make thing simple, you can ...