Now that we are in July, the new CPF minimum sum has just come into effect. The CPF minimum sum is now $155,000. The Medisave minimum sum is now $43,500 and the Medisave contribution ceiling is now $48,500. Some people may be wondering: What will be the CPF minimum sum next year? There are 2 factors that will determine the minimum sum. 1) inflation for 2014 (which we do not know yet) 2) the $120,000 (in 2003 dollars) target for the minimum sum Let me attempt to perform some estimates here: Assuming an inflation rate of 3%, Estimated 2015 CPF min sum = 155000 * 120000/117500 * 1.03 = $163047 = $163000 (rounded to nearest thousand dollars) Assuming an inflation rate of 4%, Estimated 2015 CPF min sum = 155000 * 120000/117500 * 1.04 = $164630 = $165000 (rounded to nearest thousand dollars) Assuming an inflation rate of ......