We have come to the most controversial issue, should CPF give us 6-16% return that our sovereign wealth funds generate? It is well documented that GIC generated 6% and Temasek a whopping 16% over a long time frame like 20 years or more. So part of the argument was that why is CPF only paying us 2.5%? Isn't that unfair?

Again, this issue has been debated in depth. So just reiterating a few things.

First Temasek does not handle CPF monies. While GIC does to some extent, it is hard to segregate what's CPF and what's from other Govt sources of revenue. Remember, our Govt has a lot of revenue sources: outside of income and corporate taxes, they have casino levies, COEs, ERPs, summons, stamp duties, Singapore Pools (ok, lost a bit to Andy's ...