Tea with Jean: Improving personal cash flow.

By A Singaporean Stockmarket Investor (ASSI) • November 12, 2014

The following guest blog is contributed by a reader, Jean:

I have done some search from internet and see whether got any way to get return slightly more than FD and also receive some amount of return in the future.

Here's what I have done and for sharing purposes:-

First, I open an 360 saving account at OCBC.

www.ocbc.com.sg/personal-banking/accounts/360-account.html

If I qualify, I will get 3.05%pa for 50K saving.

2nd, I just need to change my current giro payroll to this 360 saving a/c

3rd, I also applied a credit card called OCBC Cashflo (with Great Eastern logo at the top right), which would be useful for my 4th point below.

www.ocbc.com/personal-banking/Cards/GE-Cashflo-Mastercard.html

4th, I bought an insurance plan called Family Three from GELA for three of my children. I just need to pay for 10 years and the return will run till my children pass away and still got ...

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