I have always been rather reluctant to borrow. Some might laugh at me for not taking advantage of "good debt" but I believe all of us have different levels of tolerance for debt. It is almost like a religion. It is very personal. Indecent? Lewd? Maybe, to some. Here is an email exchange with a reader on the issue: Hi AK, Love your thought process and your discipline and I was hoping you can give me your opinion. Recently I have been toying with the idea of putting my name on my parent's property (1%) which will allow me to take a loan of up to 2 million based on my current income at a current interest rate of 1.4%. The proceeds of the mortgage is purely for investment purposes. One reason for doing this, is that I am thinking of leaving my current job, meaning that the option for a ......