Most of us have an on-going battle with money. And that includes money bloggers like me.

On one end, you have people trying to stop the pain. Their personal finances, mortgage payments and credit card debts have careened out of control. To make matters worse, the negative impact has inevitably spilled over to every other aspect of their lives and they are literally drowning in financial despair.

On the other side, there’s people who understand the rules of money pretty well. Investments, interest rates, compounding effects and the like. For these people, the bigger threat is becoming obsessed with money. On first appearance, money seems to be their servant in life but on a closer look, money could really be the ultimate master instead.