I do not know how best to help the reader here. Any suggestions?

Hi Ak,

 
Read one of your post and it says that u often tell youngsters to voluntary contribute to their CPF-SA so that it will reach the minimum sum.
 
I mention this to my parents, and they said that I am stupid, as withdrawal of CPF $$ is controlled by the government and we will not know when will the government raise the age to withdraw or the minimum amount. 
 
They still sarcastically said that putting in the bank to earn the meagre interest rate is even better as we can withdraw as and when we like.
 
seek your advise
 
pardon my bad english :)
 
Regards,
J
Hi J,

It could be difficult to convince anyone who is suspicious of the system. :)

I will say that the CPF-SA is meant to help us with retirement adequacy. So, it is not money that