Every once in a while I receive some emails from readers discussing topics I have written about on my blog. I decide to share an interesting one this week. To cut the long story short, my reader send me some data of a close acquaintance of his that showed:

  1. How the owners positioned their home to be their place of stay yet able to rent out all three rooms to tenants
  2. How the owners use leverage financing for their HDB down payment
  3. How the owners spend a minimum amount to furnish the place

We are certainly going to learn how far one couple go about doing things differently from most with their HDB flat.


Here is my reader’s description of the location of the place:

It’s a HDB residential at a city fringe housing estate “Rest of Central Region”. 5-10 minutes walk to MRT station within 5 stops to …