Personal Finance
How a couple rented out all 3 rooms of their HDB, stay in it, and borrow to pay the downpayment
By Investment Moats  •  February 11, 2015

Every once in a while I receive some emails from readers discussing topics I have written about on my blog. I decide to share an interesting one this week. To cut the long story short, my reader send me some data of a close acquaintance of his that showed:

  1. How the owners positioned their home to be their place of stay yet able to rent out all three rooms to tenants
  2. How the owners use leverage financing for their HDB down payment
  3. How the owners spend a minimum amount to furnish the place

We are certainly going to learn how far one couple go about doing things differently from most with their HDB flat.

Location

Here is my reader’s description of the location of the place:

It’s a HDB residential at a city fringe housing estate “Rest of Central Region”. 5-10 minutes walk to MRT station within 5 stops to ...

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By Investment Moats
Investment Moats is set up by Kyith Ng and have been around since 2005. He aims to share his experiences making sense of money, how money works and ways to grow his money. It hopes that by sharing his experiences, both good and bad, season investors can advice and critique his decisions and new investors can learn from them and find their own style ...
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