It seems almost just a couple of blinks ago that we celebrated Christmas and get everyone setting down their resolution for the new year. Unconsciously, we are already into the second month of the year and soon we will be heading into the third month. Friends and readers of my blog would know that I am a big proponent of cashflow as compared to net worth. I chose to focus on cashflow because it is a direct income that allows me to dictate my own lifestyle at my own territory terms. My lifestyle revolves around the way I handle my working capital appropriately. If I have more flexibility in the income during the month, I usually level up my expenses a little bit to reward my familes (and myself). The incoming cashflow would come in the form of salary and dividend income while the cash outflow comes in the form of the daily ......