With the announcement from MAS regarding the launch of the Singapore Savings Bonds and the launch of Direct Purchase Insurance early last week, I’d like to give my personal opinions regarding these two pieces of news. Additionally, I would like to cover on the recent move by Keppel Corp to take Keppel Land private. Singapore Savings Bonds As mentioned by other bloggers, it really is a free lunch for the layman – or more appropriately, it seems to be targeted for those who are risk-adverse, less financially-literate and are fretting about the low interest rates banks are offering for their fixed deposits. My take on this is that it shouldn’t act as a fixed deposit, nor should it replace the fixed deposit – there are uses for a fixed deposit, as compared ......