One of the changes was that consumers can now buy insurance directly from customer service counters or websites of insurance companies directly without having to go through a financial advisor. The premiums will be cheaper as no commission will be imposed. Some of us may be all ready to abandon our financial advisers and buy those cheaper premium insurance. But, after looking deeper at the Direct Purchase Insurance (DPI) scheme, there seems to be some critical and important differences of the Direct Purchase Insurance (DPI) as compared to non-DPI.
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