Today’s topic will be a more complex one because it covers 2 CPF schemes.
These 2 CPF schemes are complex because there weren’t enough information on the CPF website that allowed me (or us) to understand it fully.
In fact, I must thank one of our readers – la papillion, for pointing out that there are 2 different schemes for CPF top up, if not I would have assumed that “Voluntary Top Up” was a new scheme used to replace “Retirement Sum Top Up”, so thank you la papillion.

This is the link to the article that lead to this post: LINK

We have emailed CPF Board to clarify the difference between the 2 schemes.
The difference were not very obviously shown on the CPF website.
As such, we have dedicated this post for it.

Topic Retirement Sum Top Up Scheme Voluntary Contribution Scheme
$ Goes To Special Account …