If there's a important lesson in life that we must learn, then one of them must be this: If you want to get what you didn't work for, you'll end up losing more than what you hope for. This important advice applies equally throughout different domains. I give a few examples: 1. If you want to get high returns without working hard for it by studying or researching deep into it, you'll get scammed. You see newspaper report of people getting scammed by land banking, ponzi schemes, MLM and so on. Of course, you can argue that there are people who had made it big this way. However, it's seldom by dumb luck that they end up being the winners. They know what they are doing. Do you? I remembered when I started investing/trading. Initially I wanted to earn enough to buy myself a guitar, which is around maybe a ......