A series of events happened over the past couple of weeks and I would like to pen down some of my thoughts. How to invest if you have 20k or more.  An article with the above title appeared in the Sunday Times over the weekend. At first glance it was innocuous enough and some sound advice was being dispersed. It recommended people to ‘define your investment objectives, time horizon of different types of investments, aim for overall savings to yield at least as much as the inflation rate, assess your risk profile and do your homework‘. It goes on to suggest that investors should adopt an investment strategy that they are comfortable with. Good old conventional advice I thought, there was nothing I could disagree with. Then I read a little further and it started to go downhill. The writer interviewed a number of finance professionals (read: ......