Earlier this year, Singapore was ranked the world’s most expensive city for the second year running by the Economist Intelligence Unit. Transport, groceries, and even shopping cost more than they would in New York. But it’s not impossible to live here, especially if you’re armed with tips and tricks on how to maximise the value of each buck.

#1 Take Free Morning Train Rides to Town

For early-risers, take advantage of the SMRT’s Travel Early, Travel Free programme that has been extended to 30 June 2016. You get to take train rides to the city for absolutely nothing if you tap out of the designated stations before 7:45am on weekdays. The 18 designated stations include Bayfront, Bras Basah, Bugis, Chinatown, City Hall, Clarke Quay, Dhoby Ghaut, Downtown, Esplanade, Lavender, Marina Bay, Orchard, Outram Park, Promenade, Raffles Place, Somerset, Tanjong Pagar and Telok Ayer. If you miss 7.45am by just ......